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Our loans have been designed to ensure you reach your desired development goals. Take a look at our range:

1

SUSTAINABLE CONSTRUCTION

In order to qualify for our sustainable products, Impact Modular must be contracted as the manufacturer of the units.

SUSTAINABLE STRETCH SENIOR

Charge: 1st Charge Security
Facility Amounts: £3.5m to £15m
Interest Rates: blended from 7.5 - 9.5%
Fee’s: 1.5% arrangement, 1.5% exit
Term available: 12 – 18 months
Security: Personal Guarantee, Corporate Guarantee, Company Debenture
Lending parameters: 75% LTV 75% LTGDV 100% LTC
Applicable Opportunities: Residential ground up and PD, mixed use, PRS, PBSA, Commercial, Hospitality.

SUSTAINABLE MEZZANINE

Charge: 2nd charge security
Facility Amounts: £500k to £5m
Interest Rates: 18 – 20%
Fee’s: 1.5% arrangement, 1.5% exit
Term available: 3m – 18 months
Security: Personal Guarantee, Corporate Guarantee, Company Debenture
Lending parameters: 75% LTV 75% LTGDV 90% LTC
Applicable Opportunities: Residential ground up and PD, mixed use, PRS, PBSA, Commercial, Hospitality, Planning Gain

SUSTAINABLE BRIDGING

Charge: 1st and 2nd charge security
Facility Amounts: £500k to £5m
Interest rates:  12– 20%
Fee’s: 1.5% arrangement, 1.5% exit
Term available: 3m – 18 months
Security: Personal Guarantee, Corporate Guarantee, Company Debenture
Lending parameters: 75% LTV on bridging
Applicable Opportunities: Residential  investment, PD, mixed use, PRS, PBSA, Commercial, Hospitality, Planning Gain

SUSTAINABLE Equity

Type: Preferred or Ordinary Shares
Amounts:
£1m to £6m
Equity parameters:
Up to 98% LTC or 90% of equity required
Applicable Opportunities:
Residential  investment, PD, mixed use, PRS, PBSA, Commercial, Hospitality, Planning Gain

2

Traditional CONSTRUCTION

Our traditional construction loans are designed to support your development, and see it through to completion.

TRADITIONAL MEZZANINE

Charge: 2nd charge security
Facility Amounts:
£500k to £5m
Interest Rates:
18 – 20%
Fee’s:
1.5% arrangement, 1.5% exit
Term available:
3m – 18 months
Security:
Personal Guarantee, Corporate Guarantee, Company Debenture
Lending parameters:
75% LTV 75% LTGDV 90% LTC
Applicable Opportunities:
Residential ground up and PD, mixed use, PRS, PBSA, Commercial, Hospitality, Planning Gain

TRADITIONAL BRIDGING

Charge: 1st and 2nd charge security
Facility Amounts:
£500k to £15m
Interest rates: 
12– 20%
Fee’s:
1.5% arrangement, 1.5% exit
Term available:
3m – 18 months
Security:
Personal Guarantee, Corporate Guarantee, Company Debenture
Lending parameters:
75% LTV 75% LTGDV
Applicable Opportunities:
Residential  investment, PD, mixed use, PRS, PBSA, Commercial, Hospitality, Planning Gain

Not sure which loan suits your development best? 

No problem, reach out to our new business team. 

Enquire

Latest Deals

Hampshire

April 2021

Traditional Construction

Second Charge

£1,800,000

Find out more

Kent

December 2020

Traditional Construction

First Charge

£552,000

Find out more

Kent

December 2020

Traditional Construction

First Charge

£455,000

Find out more